What is a 'halal mortgage'? Does it make housing more accessible?
The 2024 federal budget announced on April 16 included plans to introduce “halal mortgages” as a way to increase access to home ownership.
Guam's governor urged residents to stay home and warned the island could take a direct hit from Typhoon Mawar as the storm strengthened on a path toward the U.S. territory in the Pacific.
Gov. Lou Leon Guerrero urged residents in a YouTube message to remain calm and prepare for Mawar, which the weather service said could hit the southern part of Guam around midday local time on Wednesday.
"We may take a direct hit," Patrick Doll, lead meteorologist for the National Weather Service in Tiyan, Guam, told The Associated Press. "If we don't take a direct hit, it's going to be very close."
The center of the Category 3 storm was about 195 miles (313.8 kilometers) southeast of Guam Tuesday, and moving northwest at 9 to 10 mph (14.4 to 16 kph) toward Guam, according to the weather service.
It was expected to arrive as a 140 mph (225 kph) Category 4 typhoon, weather officials said, possibly delivering the biggest hit in two decades.
The typhoon could cause "extensive damage," Doll said.
The governor said she would place Guam essentially in a lockdown effective 1 p.m. Tuesday.
"Unless you're a first responder, you do not leave your house," Doll said.
Rain from the storm's outer bands was starting to fall Tuesday morning, he said.
A storm surge of 6 to 10 feet ( 1.82 to 3 meters) above the normal high tide was expected and could reach up to 15 feet (4.6 meters). Surf was expected to build sharply in the next day or two along south- and east-facing reefs, with dangerous surf of 20 to 25 feet (6 to 7.6 meters) Tuesday afternoon into Wednesday, the weather service said.
At the island's grocery and hardware stores Monday, people were leaving with shopping carts full of canned goods, cases of water and generators, the Pacific Daily News reported.
The Guam Department of Education was preparing to open emergency shelters Tuesday, KUAM reported.
The Rev. Francis X. Hezel, a Jesuit priest and assistant pastor at Santa Barbara Church in Dededo, was trying to visit people at the hospital before it closed to visitors Tuesday.
Before hitting the road, he had trouble finding someone to help him put air in his tires because everyone was busy readying their homes to withstand the storm, he said.
"I live in a rectory," he said. "I'm just closing the windows hoping that the gusts don't bash them in. Praying for the best, I guess."
Officials warned residents who aren't in fully concrete structures to consider moving for safety. Many homes are made of wood and tin.
"The triple threat of cat 4 typhoon force winds, torrential rains and life-threatening storm surge are all expected for Guam and Rota," the weather service said in a Tuesday morning update.
Rota, an island in the U.S. Commonwealth of the Northern Mariana Islands, was also under a typhoon warning, Doll said. Tinian and Saipan, in the northern Marianas, were under tropical storm warnings.
Some people in those areas are still in temporary shelters or tents after Category 5 Super Typhoon Yutu in 2018, Doll noted.
"Guam takes a Category 4 or 5 hit every five to seven years. Mother Nature has spared us as of late," Doll said, adding that the last direct hit was in 2002. "So we are way overdue."
The 2024 federal budget announced on April 16 included plans to introduce “halal mortgages” as a way to increase access to home ownership.
A recent report sheds light on Canadians living abroad--estimated at around four million people in 2016—and the public policies that impact them.
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The federal government says its plan to increase taxes on capital gains is aimed at wealthy Canadians to achieve “tax fairness.”