From finding the right card to knowing how to report unauthorized purchases, this handy consumer’s resource will help you swipe your plastic without guilt.
Most of these links, unless otherwise noted, are from the Financial Consumer Agency of Canada, an independent body of the federal government.
Which credit card is right for you?
We know what you’re thinking: They’re all pieces of plastic that allow you to spend to your heart’s content. So what’s the big deal? Here are three key factors to consider when choosing a credit card that’s right for you.
Comparing credit card fees
You could be paying service fees without even knowing it. Here’s a tool to help you compare the costs of over 250 credit cards.
Unauthorized credit card transactions
Don’t remember buying that 52 inch LED TV last night? Here’s what you need to do to figure out whether you can be reimbursed for unauthorized credit card purchases.
How do interest charges work?
If you carry a balance on your credit card, you pay more for everything you buy. However, if you pay off your balance each month, you don’t pay any interest at all. But there’s a little more to it than that: Here’s how interest charges on credit cards work.
How to manage your debt
In over your head? Use this online tool offered by Canada's Office of Consumer Affairs to help fully understand your debt problem and figure out what you can do about it.
What are your rights and responsibilities?
What happens if you make a late payment? What happens if you don’t get your monthly statement in time? Boring stuff, we know, but this information could be useful.
How do you file a complaint?
Not happy with your credit card service? Here’s how you can file a complaint.
