Several ceremonies and special observances will be held throughout the Greater Toronto and Hamilton Area on Remembrance Day. Unless otherwise indicated, most services of remembrance will begin just before 11 a.m. Attendees are, however, asked to arrive by 10:45 a.m. Federal agencies and offices will be closed on Nov. 11, however most retailers and services will be open in Ontario, with some modified hours, as it is not a public holiday in the province. Here’s when and where ceremonies will take place throughout the region: Toronto Several downtown streets will be closed on Nov. 11, starting at around 10 a.m., to accommodate the Remembrance Day ceremonies at Toronto City Hall and Queen’s Park. They include Queen Street West between York and Bay streets, with local traffic access to City Hall underground parking, and Bay Street from Dundas Street West to Richmond Street West, with local traffic access only from Dundas Street. Wellesley Street West will also be closed between Queen’s Park Crescent East and Queen’s Park Crescent West. Toronto police are advising motorists that there may be delays in the area and asking them to consider alternate routes. Peel York Hamilton Niagara Halton Durham What’s open and closed on Nov. 11 As Remembrance Day is a federal statutory holiday, those who work for the government of Canada get the day off with pay. All federally regulated services, offices, agencies, and Crown Corporations, including Canada Post, Canada Revenue Agency, Service Canada, and Passport offices, will be closed on Nov. 11. Most banks/financial institutions will also be shut for the day. Shopping malls, businesses, stores, grocery stores, restaurants, schools, and attractions will, however, be open in Ontario on Remembrance Day as its is not a public holiday in the province. Some hours may vary due to the observance. Public transit The Toronto Transit Commission will also be observing Remembrance Day by pausing all service for 2 minutes of silence on Nov. 11 at 11 a.m. All active members of the Canadian Armed Forces members and veterans and peacekeepers, with military ID, ribbons, or service medals, ride for free. While vets and Canadian Armed Forces members ride for free on GO Transit all year, they can bring along a companion for free on Remembrance Day. Immediate family members of veterans who have died also being offered a free ride on Nov. 11 but must carry service papers or an ID card.