Here's what you should know about wildfire home insurance policies
Amid burning wildfires in western and eastern provinces, vice-president of the Insurance Bureau of Canada, Craig Stewart, shares what residents should know about wildfire policy coverage.
In an interview with CTV’s Your Morning on Friday, Stewart assured that almost every insurance policy across Canada covers wildfire risk.
"First thing you do is contact your insurer and get your claim started as quickly as possible after you’re safe," says Stewart.
Stewart says for those who have to evacuate and relocate, most insurance policies include provisions for additional living expenses.
"Policies extend typically from two to four weeks of living costs while you’re out of your home," says Stewart, "Ask about those, and make sure that you keep receipts, and that you’re filing those with your insurer."
According to Stewart, no policies have been nullified because homes were built too close to a forested area in Nova Scotia—cases that have happened after 2016 Fort McMurray wildfires.
"Over 200 homes did have insurance coverage, and almost all of those people have already been in contact with their insurers," says Stewart.
Some Nova Scotia homes were uninsured this year, Stewart revealed.
In wake of the 2.7 million hectares of land burned in Canada, according to the National Forestry Database, Stewart says we’re not close to seeing people who live in fire-prone areas not get insurance.
"Fire is still considered an accident in this country. We cannot predict where homes are going to burn," says Stewart, "Certainly in Tantallon, just outside of Halifax, that was a complete surprise not only for residents, but insurers as well."
"We don't see wildfire insurance being limited in any way across the country. There's over 200 property and casualty insurers operating in a very competitive market. We haven't heard of any insurers looking to withdraw from any part of the country at this point," adds Stewart.
Stewart clarifies that although most fires are manmade it doesn’t affect policy coverage.
RISKIN REPORTS
CTVNews.ca Top Stories
LIVE UPDATES
LIVE UPDATES Polls now closed for Election Day in Manitoba
Polls are closed and results are coming in what will be a historic election for the province. The Progressive Conservatives' Heather Stefanson is looking to become the first woman elected premier, while the NDP's Wab Kinew is looking to become the province's first First Nation premier. Follow along for live updates on candidates, voting information and results.
Parks Canada reveals additional details about deadly bear attack in Banff
The couple and dog mauled and killed by a grizzly bear in the backcountry of Banff National Park late last week did everything right, Parks Canada says.
Parents want arrest after son 'deliberately kicked' in neck during Edmonton hockey game
A Junior C hockey player says he is lucky to be alive after his neck was sliced open by a hockey skate last week in an act his parents believe – and the referee ruled – was an intentional kick.
McCarthy becomes the first U.S. speaker ever to be ousted from the job in a House vote
U.S. House Speaker Kevin McCarthy was voted out of the job Tuesday in an extraordinary showdown, a first in U.S. history that was forced by a contingent of hard-right conservatives and threw the House and its Republican leadership into chaos.
Why Canada's condo market is showing signs of slowing
Amid consistent interest rate hikes and wavering markets, Canadian condo sales are starting to fall in all but two markets in the nation, according to a new report from Re/Max.
CN experiences network-wide system failure; Via, GO and other trains affected
Canadian National Railway Co. experienced a network-wide system failure on Tuesday that affected Via, GO and other trains in Ontario.
Tropical Storm Philippe could impact the Maritimes on Thanksgiving weekend
The Maritimes have been on an extended run of very fair weather the last two weeks while under a persistent ridge of high pressure. Unfortunately, that pattern changes this weekend with the approach of a weather front from the west and a likely post-tropical storm Philippe from the south.
Poilievre defends Truth and Reconciliation Day post, calls criticism 'appalling politicization'
Conservative Leader Pierre Poilievre is defending the caption on photos he posted to social media on the National Day for Truth and Reconciliation after Liberal cabinet minister Marc Miller accused him of misidentifying Inuit people as Algonquin.
A bus crash near Italian city of Venice kills at least 21 people, including Ukrainian tourists
A bus carrying foreign tourists including Ukrainians crashed near the Italian city of Venice when it fell from an elevated street Tuesday, killing at least 21 people and injuring 18 others, authorities said.
Canada
-
Parks Canada reveals additional details about deadly bear attack in Banff
The couple and dog mauled and killed by a grizzly bear in the backcountry of Banff National Park late last week did everything right, Parks Canada says.
-
LIVE UPDATES
LIVE UPDATES Polls now closed for Election Day in Manitoba
Polls are closed and results are coming in what will be a historic election for the province. The Progressive Conservatives' Heather Stefanson is looking to become the first woman elected premier, while the NDP's Wab Kinew is looking to become the province's first First Nation premier. Follow along for live updates on candidates, voting information and results.
-
Politician faces fine for returning to Yellowknife during wildfire evacuation
A member of the Northwest Territories legislature is facing a fine and a reprimand for returning to Yellowknife while it was evacuated during recent wildfires.
-
CN experiences network-wide system failure; Via, GO and other trains affected
Canadian National Railway Co. experienced a network-wide system failure on Tuesday that affected Via, GO and other trains in Ontario.
-
Parents want arrest after son 'deliberately kicked' in neck during Edmonton hockey game
A Junior C hockey player says he is lucky to be alive after his neck was sliced open by a hockey skate last week in an act his parents believe – and the referee ruled – was an intentional kick.
-
After a four-week campaign, Manitobans to decide on Tories' bid for a third term
Manitobans are to make history today as they cast final ballots in an election that has followed four weeks of promises, debates and controversial advertisements.
World
-
U.S., asked about Sikh separatist groups, says it respects free speech
The State Department on Tuesday said the United States respects the right to freedom of speech and assembly of individuals when asked about American factions of the movement for a Sikh separatist state that has long frustrated India.
-
Shooting at major Bangkok shopping mall kills 2 people, and a teen suspect is arrested
A teenage boy with a handgun opened fire inside a major shopping mall in the center of Thailand's capital Tuesday afternoon, killing two people before being apprehended, authorities said.
-
A bus crash near Italian city of Venice kills at least 21 people, including Ukrainian tourists
A bus carrying foreign tourists including Ukrainians crashed near the Italian city of Venice when it fell from an elevated street Tuesday, killing at least 21 people and injuring 18 others, authorities said.
-
The UN food agency says that 1 in 5 children who arrive in South Sudan from Sudan are malnourished
At least one in five children arriving in South Sudan from Sudan are malnourished and more than 90 per cent of arrivals haven't eaten in days, the UN food agency said Tuesday.
-
North Dakota lawmaker killed in plane crash had recently earned commercial pilot's license
A North Dakota lawmaker who died in a plane crash along with his wife and two young sons had recently received his commercial pilot's license with hopes of one day working for a major airline, a Senate colleague said.
-
Judges aiming to give Black voters more influence in Alabama set to redraw congressional districts
A federal judge said Tuesday that the court will soon adopt new congressional districts for Alabama, choosing among proposals aimed at giving Black voters a greater opportunity to influence election outcomes in the Deep South state.
Politics
-
Liberal Greg Fergus makes history, elected first Black House Speaker
Liberal MP Greg Fergus is Canada's new House of Commons Speaker, following a secret ranked ballot election on Tuesday. It is a day for the political history books as Fergus, once a parliamentary page, becomes the first Black Canadian to hold the prestigious role.
-
Nijjar fallout: India reportedly tells Canada to bring home 'dozens' of its diplomats
Canada needs diplomats in India to help navigate the 'extremely challenging' tensions between the two countries, Prime Minister Justin Trudeau said Tuesday in response to demands that Ottawa repatriate dozens of its envoys.
-
Independent MP Han Dong says he's still awaiting word if he can rejoin Liberal caucus
Independent MP Han Dong said on Tuesday that he's still waiting for word on whether or not he can return to the Liberal caucus, but he hopes it will happen as soon as possible.
Health
-
'Unrelenting' fast-food ads using privacy 'loopholes' to target children: study
A first-of-its-kind study by the University of Ottawa has discovered a lack of information on what data and information is collected on children from food service apps.
-
Adolescent ER visits in Ontario for eating disorders saw big jump during pandemic: study
The biggest jump in Ontario emergency room visits and hospitalizations for eating disorders during the first 30 months of the pandemic was seen in adolescents aged 10 to 17, according to a new study.
-
U.S. announces sweeping action against Chinese fentanyl supply chain producers
The Biden administration took aim Tuesday at the fentanyl trafficking threat, announcing a series of indictments and sanctions against Chinese companies and executives blamed for importing the chemicals used to make the deadly drug.
Sci-Tech
-
3 scientists win Nobel Prize in physics for looking at electrons in atoms during split seconds
Three scientists won the Nobel Prize in physics on Tuesday for their work on how electrons move around the atom during the tiniest fractions of seconds, a field that could one day lead to better electronics or disease diagnoses.
-
Meta's Instagram, Facebook to charge EU users for ad-free service: source
Meta Platforms is looking to introduce ad-free subscription plans for Instagram and Facebook users in Europe, two people familiar with the matter said on Tuesday.
-
How are ancient Roman and Mayan buildings still standing? Scientists are unlocking their secrets
Ancient builders across the world created structures that are still standing today, thousands of years later -- from Roman engineers who poured thick concrete sea barriers, to Maya masons who crafted plaster sculptures to their gods, to Chinese builders who raised walls against invaders.
Entertainment
-
Late-night shows return after writers strike as actors resume talks that could end their standoff
Late-night talk shows are returning Monday after a five-month absence brought on by the Hollywood writers strike, while actors completed the first day of talks that could end their own long work walk-off.
-
Mariah Carey is going on a Christmas tour. Here's when it comes to Toronto
Mariah Carey is bringing Christmas to Toronto a bit earlier this year.
-
Lady Gaga will not have to pay US$500,000 reward to woman tied to dognapping of her French bulldogs
A Los Angeles County Judge ruled Monday that singer Lady Gaga will not have to pay out the US$500,000 reward that she promised for her French bulldogs' safe return following a 2021 dognapping incident.
Business
-
Bell Media president Wade Oosterman to retire, to be replaced by Sean Cohan
Bell Media says its president Wade Oosterman, who also serves as vice-chair of parent company BCE Inc., is set to retire at the end of the year, to be replaced by Sean Cohan, who is joining the company in November.
-
Jury selection begins in trial of fallen cryptocurrency mogul Sam Bankman-Fried
Jury selection began Tuesday in the fraud trial of FTX founder Sam Bankman-Fried after a prosecutor revealed that no discussions about a potential plea agreement took place in the nearly 10 months since the cryptocurrency executive was arrested and brought to the United States.
-
WestJet temporarily suspends flights between Toronto and Montreal
Travellers flying between Toronto and Montreal now have one less option for the winter after WestJet temporarily removed service between the two cities.
Lifestyle
-
More than half of young Canadians say relationship status affected their mental health post-pandemic
Nationwide data from Angus Reid has found that 59 per cent of single Canadians say their mental health was affected by being single in the past or currently.
-
Order a bagel and schmear at Feltz Bagels, and you'll be fed an original piece of art
"Feltz Bagels," the latest installation from British artist Lucy Sparrow, uses approximately 30,000 pieces of felt to recreate the look and feel of the authentic Jewish bagel shops prominent in New York's Lower East Side neighborhood.
-
Fat Bear Week is happening! Check out the contestants now, start voting Wednesday
The 2023 lineup includes fan favorite Otis, who “moves less to catch more” according to the announcement video, and last year’s winner 747, who is rarely challenged for prime fishing spots. Now it’s time to meet the contenders:
Sports
-
Blue Jays give up Wild Card opener in 3-1 loss to Twins
The Toronto Blue Jays opened the American League wild-card series today with a 3-1 loss to the Minnesota Twins.
-
Parents want arrest after son 'deliberately kicked' in neck during Edmonton hockey game
A Junior C hockey player says he is lucky to be alive after his neck was sliced open by a hockey skate last week in an act his parents believe – and the referee ruled – was an intentional kick.
-
Plans to accommodate transgender swimmers at a World Cup meet scrapped because of lack of entries
Plans for the first "open category" swimming races to accommodate transgender competitors at a World Cup this weekend have been scrapped because of a lack of entries.
Autos
-
Andretti Global clears first hurdle to join Formula One as an 11th team with FIA expansion approval
The FIA on Monday said Michael Andretti meets all required criteria to field a Formula One team, an important step toward expanding the F1 grid to 11 teams.
-
Unifor sets Oct. 9 deadline for contract talks with General Motors
Unifor has set a deadline for its contract talks with General Motors for 11:59 p.m. on Oct. 9.
-
From vehicle brakes to smart plugs: These were the major recalls in Canada this week
This week the government of Canada issued recalls and safety alerts for a series of vehicle components and consumer products. With dangers ranging from short circuit fire risks to electric shock hazards, here are some recalls the country has seen this week.
